Wilson Roofing Insurance Claims
Roof replacement is a significant expense, whether it’s for a home or for a commercial building. Whether replacement goes forward may well depend on whether insurance will pick up the tab. Getting reliable help with Wilson roofing insurance claims might end up the difference between approval or denial of the claim.
Garliss Roofing prides itself on good customer service and the attention to detail that dealing with insurance claims requires.
Call us today at (252) 297-6434 or contact us online for help with getting your claim approved.
Reasons Roofing Insurance Claims May Be Denied
When an insurance claim is unable to be approved, the reasons often come down the following…
Previously Existing Damage
Just like pre-existing conditions are the reasons for a denial of a health insurance claim, the same principle can apply in roofing. In the eyes of the property owner, a storm that caused substantial damage to the roof is the reason for the replacement, and therefore should be covered by insurance.
But the insurance policy might require that all damage incurred come from the most recent storm. In the second place, it’s possible that the real damage came from conditions that pre-dated issuance of the policy.
An insurance carrier must also determine if repair of the existing structure is sufficient. If that decision is made, then coverage will only be issued for that expense, rather than for replacement work. One of the advantages of working with a company like Garliss Roofing, with our deep roots in the community, is that we not only deal with these situations every day, but we work with the people inside the insurance companies on a daily basis. That experience has allowed us to formulate relationships and trust, and while we can never promise the outcome of any specific claim, we can say that a good working relationship with insurance companies has been valuable for us and our clients over the years.
Contact us by phone at (252) 297-6434 or by filling out our online contact form to get help in dealing with your roofing insurance claim.
Other Reasons for Denial
Insurance adjusters can further deny claims or reduce coverage based on a manufacturer’s defect. If the fault is in the design of the roof itself, it’s the manufacturer who must make it right. If a warranty is still in place, that just means a shift in who pays from the insurance company to the manufacturer. It’s a lot of paperwork and phone calls either way, and Garliss Roofing is here to take that load off of a property owner’s shoulders.
Claims must also be filed in a timely manner. Most insurance policies have a statute of limitations, so the sooner a property owner reaches out to us after damage is incurred, the better off the situation can be.
Call us today at (252) 297-6434 or contact us online for help with your roofing insurance claim.